In the world of finance, there are various financial instruments that professionals use to manage risk and hedge against future uncertainties. One such instrument is a Forward Rate Agreement (FRA). In this article, we will explore what a FRA is, how it works, and its significance in the financial ma
If your bank fails, the first thing to keep in mind is that you won’t lose all your deposits. TheFederal Deposit Insurance Corp. (FDIC)insures bank accounts up to $250,000 per depositor, per account c...
War can have both positive and negative impacts on the economy and the markets, depending on the nature, duration, and outcome of the conflict. Some of the factors that can influence the market reaction are:The level of uncertainty and risk that war creates for investors and consumers. War can cause
Irrational behaviors in financial investment are a common occurrence among investors, regardless of their experience or expertise. These behaviors can have a significant impact on investment decisions and outcomes, often leading to poor financial results. Understanding and recognizing these irration
Futures trading is a form of financial speculation that involves buying and selling contracts that represent the future delivery of an asset, such as a commodity, a currency, an index, or a stock. Futures traders aim to profit from the price movements of the underlying asset, without actually owning
The foreign exchange (forex) industry is a dynamic and rapidly changing field. In Nigeria, financial institutions are making significant strides towards digital transformation to keep pace with these changes. One such institution leading the way is BDSwiss.BDSwiss has made a substantial inv
What Is Annual Percentage Rate (APR)?Annual Percentage Rate (APR) is the yearly interest charged to borrowers or paid to investors. It represents the actual yearly cost of funds over the term of a loan or income earned on an investment. APR includes fees and additional costs associated with the tran
A time deposit, commonly known as a certificate of deposit (CD), is a type of savings account offered by banks and financial institutions. It operates as a fixed-term deposit where you agree to keep a specific amount of money deposited for a predetermined period, known as the term or maturity period
The moving average is a popular technical indicator that can help you analyze the price trends and patterns of a stock. It is calculated by taking the average of the closing prices of a stock over a certain period of time, such as 10 days, 50 days, or 200 days. The moving average can smooth out the
