Small and medium enterprises (SMEs) are vital components of Brunei's economy, as well as key drivers for achieving Brunei Vision 2035. To support the development and innovation of SMEs, Baduri Bank offers a range of financial products and services that cater to their diverse needs and challenges.
Baduri Bank is the largest local bank in Brunei, with over 20 years of service experience, covering retail, commercial and corporate customers. Baduri Bank is committed to co-creating the future with its customers, by providing quality, flexible and personalized financial solutions.
Baduri Bank recognizes the important role of SMEs in Brunei's economic diversification and sustainable development, and has established a dedicated business banking unit to serve them. The unit provides various solutions, such as:
- Working capital financing, to help SMEs manage their cash flow and operational expenses.
- Term loans, to help SMEs expand their business, purchase fixed assets, or refinance existing debts.
- Trade financing, to help SMEs facilitate their import and export activities, and mitigate their trade risks.
- Merchant services, to help SMEs accept card payments from their customers, and access online invoicing and payment platforms.
- Business insurance, to help SMEs protect their business assets, liabilities, and employees.
In addition to these solutions, Baduri Bank also collaborates with government agencies and non-governmental organizations to provide various support programs and initiatives for SMEs, such as:
- Business workshops, to help SMEs enhance their skills and knowledge in marketing, accounting, and technology.
- Business matching forums, to help SMEs network and connect with potential buyers, suppliers, and partners.
- Business awards, to help SMEs showcase their achievements and gain recognition and exposure.
- Business advisory, to help SMEs access professional guidance and advice from industry experts and mentors.
Through these efforts, Baduri Bank aims to help SMEs grow and thrive in the competitive and dynamic business environment, and contribute to the economic and social progress of Brunei.
